QI Tech

Brazil’s first
payroll-deductible credit card as a Service

Offer payroll-deductible credit cards or benefit cards to your customers.
Gain full control of the experience, from invoice management to credit advance.

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Seta
Installment

Consigned credit card

Installment
Cash
Strong market potential

+41 million

total retirees and pensioners in Brazil

+500 thousand

new beneficiaries joining every month

What is a payroll-deductible credit card?

A credit product in which the bill is automatically paid through payroll deduction, ensuring greater predictability and expanding access to credit.

Benefits of the payroll-deductible credit card for customers

  • Lower interest rates

  • Automatic payroll deduction

  • No annual fee

  • Option for additional cash withdrawal

Talk to a specialist
Seta

These benefits make credit more accessible and convenient for retirees, pensioners, and public servants.

White Label credit card

Why offer a payroll-deductible credit card?

Diversify your presence in the payroll loan market with a product that carries low default risk.

  • Low risk

    Automatic deduction from payroll

  • New revenue stream

    Expand your operations in payroll lending and create a new source of income

  • Guaranteed security

    Visa technology + QI Tech
    anti-fraud

  • Full compliance

    Guaranteed delivery of the physical card and compliance with all regulations

Difference between the payroll-deductible credit card and the payroll benefit card

In addition to the payroll-deductible credit card, you can also offer the payroll benefit card, which provides even more advantages to customers:

  • Life insurance

    Life insurance

  • Funeral assistance

    Funeral assistance

  • Discounts at pharmacies and services

    Discounts at pharmacies and services

Your company can offer both solutions!

Talk to a specialist
Seta

Payroll-deductible credit card as a Service

Everything your company needs to offer a
payroll-deductible credit card

White Label payroll-deductible credit card

White Label payroll-deductible credit card

  • A payroll credit card with your brand
  • Customize with your design and experience
  • Digital formalization

Mobile and desktop app

Administrative dashboard

Talk to a specialist
Seta
All-in-one

Consigned credit card:
count on an end-to-end journey

01Formalization

Count on secure user authentication processes before issuing cards with your brand.

02Card issuance

Have full control over card and invoice delivery and management.

03Banking

Bank your operation with our solution.

04Assignment of credit rights

Transform receivables into liquidity and structured funding.

Talk to an expert
Seta
Talk to an expert
Seta
Talk to an expert
Seta
Talk to an expert
Seta

Count on technology
you can trust

  • Leader in infrastructure for financial services

    Leader in infrastructure for financial services

  • Largest FIDC administrator in Brazil, with R$ 93 billion in net worth (ANBIMA Ranking)

    Largest FIDC administrator in Brazil, with R$ 93 billion in net worth (ANBIMA Ranking)

  • More than 400 clients and operates with consigned as a Service since 2021

    More than 400 clients and operates with consigned as a Service since 2021

  • Authority in digital payments

    Authority in digital payments

  • Wide acceptance in Brazil and abroad

    Wide acceptance in Brazil and abroad

  • Secure and efficient real-time transactions

    Secure and efficient real-time transactions

Disponível inicialmente apenas para convênio INSS

Fale com um especialista
Seta
Talk to an expert

Expand your operations with a consigned credit card
with your brand

  • Count on an all-in-one infrastructure
  • Physical card delivery to your customers
  • Consigned credit card or consigned benefit card

Attention: QI Tech is a technology
company licensed as a financial institution,
allowing our correspondents to offer
banking services directly to their customers.
We emphasize that we do NOT offer consigned credit
for individuals in the modalities INSS, FGTS, SIAPE,
Army, Navy, Air Force, benefit card and
private consigned. Our role is to provide the technology
necessary for our partners to offer
these solutions safely and efficiently.