QI Tech
Banking as a Service

Banking as a Service

Banking as a Service: create your own financial operation with BaaS

With our Banking as a Service (BaaS) solution, you have the flexibility to offer complete financial and banking services, from card issuing and payments to digital accounts and credit.

Banking as a Service - BaaS

US$ 88 B

in Pix transactions

US$ 18 B

protected against fraud

+ US$ 19 B

in credit issued

US$ 28 B

under administration

Digital Banking as a Service
Tech and regulatory infrastructure

Your company can build a complete financial ecosystem with Banking as a Service

Create new revenue streams and strengthen customer loyalty with individual or linked accounts, card issuing, Pix, bank slips, wire transfers (TED), and much more.

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Solutions

Rely on a complete Banking as a Service infrastructure

Individual accounts

QI Tech’s digital account infrastructure allows you to open complete and secure individualized accounts that connect you directly to your customer.

  • Cash in & Cash out

  • Pix and transfers

  • Payments and collections

  • Offer credit

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Individual Accounts
Banking as a Service Use Case
Use case

Financial infrastructure for the condominium market with Banking as a Service

Almah Condos developed a financial app for condominium managers that reduced operational friction, increased process efficiency, and brought greater predictability to financial management.

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All-in-One

Banking as a Service integrated operation with credit and antifraud solutions

Risk Solutions

  • Electronic signature
  • Digital onboarding
  • Pix and transactional antifraud
  • Credit engine
  • Device Scan
  • Facial recognition and liveness
  • Background Check
  • Open Finance

Lending as a Service

  • Personal loans
  • Working capital for businesses
  • Auto financing
  • Real estate financing
  • BNPL – Buy Now, Pay Later
  • FGTS withdrawal anticipation
  • Private payroll loans
  • Public sector and INSS payroll loans
Built for developers

Agile and efficient implementation

  • High-availability REST API
  • Simplified integration
  • Fast, synchronous responses
  • Asynchronous notifications via webhook
Access API docs
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Banking as a Service API
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Build your own financial operation with our Banking as a Service

  • Branded financial apps tailored to your business
  • Operate natively integrated with credit, KYC, and antifraud solutions
  • Deliver complete experiences and strengthen customer loyalty