QI Tech
Banking as a Service

Build your bank

Banking as a Service: the power of a bank for your company

With our BaaS solution, you have the flexibility to offer complete banking services, from card issuing and payments to digital accounts and credit.

Banking as a Service - BaaS

US$ 88 B

in Pix transactions

US$ 18 B

protected against fraud

+ US$ 19 B

in credit issued

US$ 28 B

under administration

Digital Banking as a Service
Tech and regulatory infrastructure

Your company can become a digital bank today

Create new revenue streams and strengthen customer loyalty with individual or linked accounts, card issuing, Pix, bank slips, wire transfers (TED), and much more.

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Solutions

Rely on a complete Banking as a Service infrastructure

Individual accounts

QI Tech’s digital account infrastructure allows you to open complete and secure individualized accounts that connect you directly to your customer.

  • Cash in & Cash out

  • Pix and transfers

  • Payments and collections

  • Offer credit

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Individual Accounts
Banking as a Service Use Case
Use case

A bank for agroindustry

Specifically designed to meet the demands of the agricultural sector.
With over 20,000 clients, an agribusiness company recognized the need to adapt to the ever-evolving financial landscape.
The collaboration with QI Tech led to the creation of a digital bank offering a wide range of financial services, from account opening to full Pix integration.

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All-in-One

Natively integrated operation with credit and antifraud solutions

Risk Solutions

  • Electronic signature
  • Digital onboarding
  • Pix and transactional antifraud
  • Credit engine
  • Device Scan
  • Facial recognition and liveness
  • Background Check
  • Open Finance

Lending as a Service

  • Personal loans
  • Working capital for businesses
  • Auto financing
  • Real estate financing
  • BNPL – Buy Now, Pay Later
  • FGTS withdrawal anticipation
  • Private payroll loans
  • Public sector and INSS payroll loans
Built for developers

Agile and efficient implementation

  • High-availability REST API
  • Simplified integration
  • Fast, synchronous responses
  • Asynchronous notifications via webhook
Access API docs
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Banking as a Service API
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Create your bank, automate your treasury, and offer payments with QI Tech

  • Build your own digital bank under your brand
  • Operate natively integrated with credit, KYC, and antifraud solutions
  • Deliver complete experiences and strengthen customer loyalty