About Us
QI Tech: Financial infrastructure as a service
QI Tech is a financial infrastructure company that supports giant ecosystems in Brazil, enabling companies from different sectors to operate financial services in an easy, fast and secure way.
R$494 B
in Pix transactions
+R$98 B
protected against fraud
+ R$107 B
in credit issued
+R$170 B
under management
Founders
Pedro Mac Dowell
CEO and founder
Pedro Mac Dowell
CEO and founder
Pedro Mac Dowell is founder and CEO of QI Tech. Graduated in Business Administration from Ibmec, Pedro was co-founder and CEO of Quata Investimentos for 11 years. Previously, he was also co-founder of Sorse Asset Management and responsible for fund management at Link Corretora. For 5 years, Pedro worked at Standard & Poors in the Transaction Services area for Latin America. In 2018, he founded QI Tech, infrastructure for financial services. Since 2024, the company is the only unicorn in the Latin American financial technology sector and, in 2025, was recognized by ANBIMA as the largest administrator and custodian of FIDCs in Brazil.
Pedro Mac Dowell
CEO and founder
Pedro Mac Dowell is founder and CEO of QI Tech. Graduated in Business Administration from Ibmec, Pedro was co-founder and CEO of Quata Investimentos for 11 years. Previously, he was also co-founder of Sorse Asset Management and responsible for fund management at Link Corretora. For 5 years, Pedro worked at Standard & Poors in the Transaction Services area for Latin America. In 2018, he founded QI Tech, infrastructure for financial services. Since 2024, the company is the only unicorn in the Latin American financial technology sector and, in 2025, was recognized by ANBIMA as the largest administrator and custodian of FIDCs in Brazil.
Marcelo Buosi
COO and co-founder
Marcelo Buosi
COO and co-founder
Marcelo is co-founder and COO of QI Tech, a fintech that provides technological infrastructure for credit, banking, payments and collections. Previously, he worked in the economic department of Barclays Bank and before starting QI Tech, he worked at Quata Investimentos, an independent credit fund manager, working in operations and fund management areas. Marcelo is an economist graduated from the Faculty of Management and Economics at USP.
Marcelo Buosi
COO and co-founder
Marcelo is co-founder and COO of QI Tech, a fintech that provides technological infrastructure for credit, banking, payments and collections. Previously, he worked in the economic department of Barclays Bank and before starting QI Tech, he worked at Quata Investimentos, an independent credit fund manager, working in operations and fund management areas. Marcelo is an economist graduated from the Faculty of Management and Economics at USP.
Emilio Moreira
CEO of the administration and custody vertical and co-founder
Emilio Moreira
CEO of the administration and custody vertical and co-founder
Emilio Moreira is co-founder and CEO of QI Tech's administration and custody vertical. Graduated in Aeronautical Engineering from USP, Emilio interned at Airbus Group Innovations and Boston Consulting Group. In 2015, Emilio became a partner at Stone, in the treasury and operations area. In 2019 Emilio co-founded Zaig, his fraud prevention company which in 2021 was acquired by QI Tech.
Emilio Moreira
CEO of the administration and custody vertical and co-founder
Emilio Moreira is co-founder and CEO of QI Tech's administration and custody vertical. Graduated in Aeronautical Engineering from USP, Emilio interned at Airbus Group Innovations and Boston Consulting Group. In 2015, Emilio became a partner at Stone, in the treasury and operations area. In 2019 Emilio co-founded Zaig, his fraud prevention company which in 2021 was acquired by QI Tech.
Get to know our story
Choose the year and learn more about QI Tech
2018
December: SCD License
We were the first Credit Direct Society (SCD) approved by the Central Bank. It was the kickoff for QI Tech.
December: Operations begin
We started our activities at the company. Many people in the photo remain at QI Tech and have become partners.
March: First CCB
We issued our first CCB (Bank Credit Certificate) and began our journey in the financial market.
December: R$ 280M in a year
We reached R$ 280 million in credit operations volume with less than 1 year of activity.
May: Start of BaaS
We issued our first bank slip implementing our Banking as a Service product.
November: R$ 1 billion in credit
We reached the milestone of R$ 1 billion in financial volume from credit operations.
October: R$ 270M investment
We received an investment from GIC (Singapore's Sovereign Wealth Fund) of R$ 270 million in the largest Series A in history for a fintech in Latin America.
December: Zaig acquisition
We acquired ZAIG, a fraud prevention startup, expanding our portfolio and entering the cybersecurity market.
February: One million CCBs
We completed the issuance of 1 million CCBs (Bank Credit Certificate).
November: Insper Award
Our CFO Marcelo Bentivoglio won the Jose Eduardo Ermiro de Moraes Award representing QI Tech.
September: 100 Startups To Watch
We won the 100 Startups to Watch 2022 award (PEGN) in the Information Technology category.
December: R$1.9 billion in financial volume
With more than 30 capital market partners, we enabled the issuance of R$1.9 billion in financial volume.
February: M&A Builders Bank
After acquiring Builders Bank, we began offering a White Label solution for Banking as a Service.
May: Another GPTW
We received the Great Place to Work seal based on our culture of trust, high performance and innovation.
June: Pix Anti-fraud
We received the FinTech & RegTech Global Awards for Pix Anti-fraud by providing innovative solutions and strengthening cybersecurity in the financial sector.
July: EXAME Award
We were finalists for the EXAME Negocios em Expansao Award in the category over R$ 150 million in revenue. The ranking shows companies that grew the most that year.
July: Fund Administration and Custody area
We launched our Fund Administration and Custody vertical, a unit focused on bringing speed, technology and world-class service to the capital markets as well.
October: R$ 1 billion investment
In the largest Series B round of the year, QI Tech attracts General Atlantic and raises R$ 1 billion.
October: 'A+(bra)' Rating
QI Tech receives a rating from Fitch with the highest score among Brazilian fintechs.
October: 100 Startups to Watch
We are among the 100 Brazilian startups in 2023 from Small Business & Big Business and Epoca Negocios.
April: Unicorn
QI Tech is the first and only startup to become a unicorn in 2024 in Brazil.
June: 1st place in EXAME Negocios em Expansao award
QI Tech won the main award in the operating revenue category between R$300 million and R$600 million, the largest in the competition.
November: Singulare acquisition
QI Tech receives Central Bank approval to complete the acquisition of Singulare.
July: US$ 63 million in Series B extension
QI Tech announces the raising of US$ 63 million through an extension of its Series B round, reinforcing its trajectory of growth in the financial technology market.
August: Largest FIDC administrator in Brazil
We were recognized as the largest FIDC administrator in Brazil according to ANBIMA's ranking.
October: 'AA-(bra)' by Fitch
We achieved the title of only 'banking as a service' fintech with 'AA-(bra)' rating by Fitch.
November: 1 in every 5 Brazilians
We reached the milestone of 1 in every 5 Brazilians of working age having accessed some financial product through QI Tech's technology.
February: Pioneers in payroll loans as a Service
Launch of Brazil's first payroll loan credit card as a Service.
May: 1 in every 4 Brazilians
We reached the milestone of 1 in every 4 Brazilians of working age having accessed some financial product through QI Tech's technology.
June: QI Tech enters private fixed income
We began issuing debentures, CRI, CRA, CR and public commercial notes.
July: AutoBanking acquisition
We began operating automotive credit as a service.
August: EXAME Negocios em Expansao
We won first place in the EXAME Negocios em Expansao ranking, in the competition's top category, from R$600 million to R$1 billion.
August: QI Tech among the most innovative companies
in the country
QI Tech was elected one of the most innovative companies in financial services, according to the Valor Inovação Brasil 2026 survey.
Givebacks
In addition to democratizing access to credit, we support the construction of a fairer society through social actions and projects.
Gerando Falcoes
Gerando Falcoes is a social development ecosystem that operates in slums across Brazil through education, economic development and citizenship projects. Recognized for its innovative work and great impact, the organization seeks to break the cycle of poverty and bring dignity to thousands of people.
In partnership with QI Tech, Gerando Falcoes now has our technological infrastructure to offer microcredit to slum entrepreneurs. The solution will be implemented in a White Label model for CCB issuance, allowing the initiative to expand access to credit in a structured, safe and inclusive way.
Mao Amiga
Raizes Microfincas
Vida Jovem
Sao Paulo State Symphony Orchestra
Our values
QI People
Thinks and acts like an owner and challenges themselves to be a protagonist!
#TMJ
Is in tune with people and QI's purpose, works together toward a shared goal!
Make a Difference
Dreams big, has energy and moves the needle!
Agility
Learns quickly, is nimble, anticipates situations and turns problems into solutions!
Excellence for the Client
Delivers value with first-class magic and understands that the client is the reason!
Respect
Is true, ethical, honest, respects people and our culture!
Our culture
Recognition
We value and recognize the effort and dedication of each of our employees, providing growth opportunities for everyone.
Innovation
We always seek better solutions by stepping out of our comfort zone, taking risks and learning from mistakes to evolve.
Ownership mindset
We are responsible for what we do, always maintaining initiative, commitment and monitoring of our activities.
Did you identify with our values?
Join our team
We use technology to unbureaucratize, automate and revolutionize financial services in Brazil and we are looking for talents who want to make a difference with us.
A high-intensity and learning environment. If you are looking for a place to grow professionally, QI Tech is the right place for you. Check our job openings.