Issue credit
Brazilian CLT payroll loan as a Service
Offer the new CLT payroll laon modalit, private CLT payroll-deducted loans, to your customers with our as a Service technology.
U$ 88 B
in Pix transactions
U$ 18 B
protected against fraud
+U$ 19 B
in credit issued
+U$ 28 B
under administration
Scale your credit offering with CLT payroll loans
Our API enables any player to enter the CLT worker payroll-deducted credit market.
Credit issuanceCLT payroll loan as a Service
Our APIs connect your company to the CLT payroll loan ecosystem with a fully automated journey — from margin inquiry to credit assignment.
Automatic employment and margin checks
Reduce default risk by querying employment records and available margins in the digital employment registry.
Robust, customizable credit engine
Customize policies, connect data from any source, and make decisions in seconds with our no-code rules engine.
Integrated electronic signature
Use QI Tech’s electronic signature solution, QI Sign, for digital acceptance of credit offers, with Device Scan, facial recognition, and liveness detection.
Regulatory-compliant CCB issuance
Ensure proper documentation for your operation, guaranteeing validity and security for credit issuance and transactions, all with your own brand identity.
Fast disbursement via Pix
Our proprietary technology enables payments in minutes, 24/7, including holidays and weekends.
Assignment of receivables to assignees
Access capital markets (FIDCs, securitization companies, and financial institutions) to assign credit receivables.
Create your own FIDC with QI Tech
Fund structuring, administration, and custody. Installment reconciliation for payroll loans is 100% automated for funds managed by our DTVM.
Why issue CLT payroll loan
Lower default risk
Installments are deducted directly from payroll
Seamless, digital journey
Redirect customers to any channel you choose (WhatsApp, website, or self-service)
No need to be a financial institution
Your fintech or company can offer credit right away.
Talk to salesOffer CLT payroll loan
