QI Tech

First consigned credit card
as a Service in Brazil

Offer consigned or benefit
consigned card to your customers.
Have full
control of the experience, from invoice management to
credit anticipation.

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Seta
Installment

Consigned credit card

Installment
Cash
Large market potential

+ 41 mi

total retirees and pensioners in Brazil

+ 500k

new beneficiaries joining monthly

What is a
consigned credit card?

Credit product where part of the invoice is paid
automatically in payroll, ensuring more security,
predictability and access to credit.

Advantages of consigned credit card for
customers

  • Reduced interest rates

  • Automatic payroll deduction

  • Annual fee exemption

  • Complementary withdrawal option

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These benefits make credit more accessible
and convenient for retirees, pensioners and
public servants.

Why offer a consigned credit card?

Diversify your operations in the consigned credit
market with a low default risk product.

  • Low risk

    automatic payroll deduction

  • New revenue source

    expand your consigned operations and create a new revenue source

  • Guaranteed security

    Visa technology
    + QI Tech antifraud

  • In full compliance

    guaranteed physical card delivery and compliance with all regulations

Difference between consigned credit card and
consigned benefit card

In addition to the consigned credit card, also offer the
consigned benefit card, which expands advantages to
the customer:

  • Life insurance

    Life insurance

  • Funeral assistance

    Funeral assistance

  • Discounts at pharmacies and services

    Discounts at pharmacies and services

Your company can count on both offers!

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Seta

Consigned Credit Card as a Service

Everything your company needs to offer
consigned credit card

White Label consigned credit card

White Label consigned credit card

  • A consigned credit card with your brand
  • Customization: personalized design and experience
  • Digital formalization

Mobile and desktop app

Administrative dashboard

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Seta
All-in-one

Consigned credit card:
count on an end-to-end journey

01Formalization

Count on secure user authentication processes before issuing cards with your brand.

02Card issuance

Have full control over card and invoice delivery and management.

03Banking

Bank your operation with our solution.

04Assignment of credit rights

Transform receivables into liquidity and structured funding.

Talk to an expert
Seta
Talk to an expert
Seta
Talk to an expert
Seta
Talk to an expert
Seta

Count on technology
you can trust

  • Leader in infrastructure for financial services

    Leader in infrastructure for financial services

  • Largest FIDC administrator in Brazil, with R$ 93 billion in net worth (ANBIMA Ranking)

    Largest FIDC administrator in Brazil, with R$ 93 billion in net worth (ANBIMA Ranking)

  • More than 400 clients and operates with consigned as a Service since 2021

    More than 400 clients and operates with consigned as a Service since 2021

  • Authority in digital payments

    Authority in digital payments

  • Wide acceptance in Brazil and abroad

    Wide acceptance in Brazil and abroad

  • Secure and efficient real-time transactions

    Secure and efficient real-time transactions

Talk to an expert

Expand your operations with a consigned credit card
with your brand

  • Count on an all-in-one infrastructure
  • Physical card delivery to your customers
  • Consigned credit card or consigned benefit card

Attention: QI Tech is a technology
company licensed as a financial institution,
allowing our correspondents to offer
banking services directly to their customers.
We emphasize that we do NOT offer consigned credit
for individuals in the modalities INSS, FGTS, SIAPE,
Army, Navy, Air Force, benefit card and
private consigned. Our role is to provide the technology
necessary for our partners to offer
these solutions safely and efficiently.