QI Tech
Lending as a Service

Offer credit

Lending as a Service: offer credit with our solutions

Personal loans, auto, student, and real estate financing, BNPL, payroll loans, FGTS withdrawal anticipation, and more. Proprietary technology with full regulatory compliance.

Contact sales
Seta
Lending as a Service - LaaS

US$ 88 B

in Pix transactions

US$ 18 B

protected against fraud

+ US$ 19 B

in credit issued

US$ 28 B

under administration

All-in-One

Boost your financial revenue with a proprietary credit product

Issue commercial notes and CCBs at scale and with agility, through infrastructure fully integrated into the Brazilian National Financial System (SFN).

Contact sales
Seta
Offer Credit
Solutions

Many credit modalities to offer your clients

BNPL – Buy Now, Pay Later

Enable your customers to purchase products and pay for them later, either in full or in installments.

Contact sales
Seta
Simple, fast, and secure

Plug and Play API integration to offer credit

01Onboarding
02Anti-fraud
03Credit engine
04Issuance of CCB, CCI, or CCE
05Electronic signature
06Endorsement files and institutional investors
07Payment flow control
08Collection workflow
09Credit assignment to an investment fund
10Administration and custody of investment funds

Onboarding

An integration process that collects and verifies information such as name, email, and CPF to begin the customer journey.

This step ensures that all provided data is accurate, enabling a personalized and secure experience.

Contact sales
Seta

Anti-fraud

Device location analysis to identify and prevent suspicious activity in real time.

The system continuously monitors access and behavioral data, detecting unusual patterns and ensuring protection against fraud through rapid preventive measures.

Contact sales
Seta

Credit engine

A tool that uses credit bureau and Open Finance data to assess a customer's creditworthiness.

The system analyzes financial information, such as credit history, to ensure a precise and tailored evaluation, resulting in more accurate credit decisions.

Contact sales
Seta

Issuance of CCB, CCI, or CCE

Creation of legal credit instruments such as CCB, CCI or CCE, documents used in Brazil to formalize granted loans.

This process ensures that all operations are legally documented, guaranteeing the validity and security of the transactions.

Contact sales
Seta

Electronic signature

Enables the digital acceptance of the credit proposal, with optional verification through facial recognition and liveness detection.

This process provides a fast and secure way to validate the customer's identity, ensuring compliance and security during contract execution.

Contact sales
Seta

Endorsement files and institutional investors

Documents that ensure transparency and compliance with investors throughout the credit assignment process.

These files are essential to guarantee that all parties involved have full clarity regarding the conditions and terms of the transaction.

Contact sales
Seta

Payment flow control

Monitoring of financial inflows and outflows to ensure the proper flow of payments between all parties involved.

This process guarantees that all transactions are executed efficiently and on time, preventing delays and financial issues.

Contact sales
Seta

Collection workflow

An automated tool for tracking and sending personalized payment reminders to customers.

This system enables efficient deadline management by adjusting notifications according to each customer's profile, increasing repayment rates and overall compliance.

Contact sales
Seta

Credit assignment to an investment fund

The transfer of credit rights to investment funds, enabling greater liquidity for the company.

This process allows businesses to convert receivables into immediate capital, improving cash flow and freeing up resources for new investments.

Contact sales
Seta

Administration and custody of investment funds

A service that covers all stages of fund administration, ensuring continuous and secure operations for investors.

With 24/7 support, it guarantees that every process, from structuring to custody, is managed efficiently and without interruption.

Contact sales
Seta
Contact sales

Offer credit to your customers with QI Tech

  • The simplest way to provide credit to your clients
  • Multiple credit modalities
  • 24/7 fund assignment