QI Tech
Banking as a Service

Pix, TED, bank slips, BolePix, and more

Payment as a Service: complete payments infrastructure via API

QI Tech provides regulated and scalable infrastructure for financial operations. With Payment as a Service (PaaS), your company can integrate payment methods such as Pix, TED transfers, bank slips, and BolePix through APIs, ensuring secure settlement, full traceability, and compliance with central bank regulations.

PaaSPaaS

US$ 88 B

in Pix transactions

US$ 18 B

protected against fraud

+ US$ 19 B

in credit issued

US$ 28 B

under administration

PaaS

How Payment as a Service works

The Payment as a Service model centralizes payment processing and reconciliation within a single infrastructure. Through APIs, companies can operate multiple payment methods, including Pix, TED transfers, bank slips, and hybrid solutions, in an automated way, with audit logs and webhooks for real-time monitoring.

  • Instant payment settlement through Pix;
  • Sending and receiving TED transfers with full traceability;
  • Issuance and payment of registered bank slips in compliance with CIP/Núclea standards;
  • BolePix, combining Pix QR codes with traditional bank slips;
  • Unified management of collection wallets, accounts, and payment keys.

Secure environment with certificate-based authentication and granular permission controls through our management dashboard.

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Payments infrastructure

Payment as a Service solutions

Pix

Make and receive instant payments at any time, with immediate settlement and full traceability.

  • Automatic Pix

    Automate recurring payments with a single payer authorization, reducing delinquency and operational friction. Learn more!

  • Installment Pix

    Enable installment payments through Pix, offering flexibility for customers and immediate liquidity for your business, with full control over installments and automatic reconciliation.

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PaaS
PaaS

Individual accounts

QI Tech's digital account infrastructure allows you to offer fully featured and secure individual accounts, creating a direct connection between your business and your customers.

  • Cash in & cash out
  • Pix and transfers
  • Payments and collections
  • Offer credit products
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Payments API

Integrate payment solutions through APIs

Icon - Regulated infrastructure

Regulated infrastructure

A central bank-authorized institution and participant in the Brazilian Payment System (SPB), ensuring operational stability and regulatory compliance.

01
Icon - Secure and intelligent settlement

Secure and intelligent settlement

Optimized routing and full visibility into every transaction, with automated reconciliation.

02
Icon - Flexibility for different business models

Flexibility for different business models

Designed for banks, fintechs, retailers, subscription platforms, and utilities, with tailored configuration options.

03
Icon - Compliance and continuous monitoring

Compliance and continuous monitoring

Auditable infrastructure with detailed logs and integrated compliance alerts.

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Customization
Customization

The right Payment as a Service solution for your business

Lending fintechs

Lending fintechs

Integrate bank slips and BolePix for installment collections, with instant settlement and reduced delinquency.

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Transform your payment operations with a Payment as a Service infrastructure

  • Pix, TED transfers, bank slips, and more
  • API-based integration
  • Full regulatory compliance