QI Tech

Issue worker credit

Worker credit as a Service

Offer the new worker credit modality, private CLT consigned credit, to your customers with our as a Service technology.

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Worker credit as a Service

+R$494 bi

in Pix transacted

+R$98 bi

protected against fraud

+R$107 bi

in credit issued

+R$155 bi

under administration

Scale your credit offering with CLT consigned credit

Our API enables any player to enter the CLT worker consigned credit offering.

Scale your credit offering with CLT consigned creditScale your credit offering with CLT consigned credit
Credit issuance

Worker consigned credit as a Service

Our APIs connect your company to the worker credit ecosystem, with the entire journey automated — from margin inquiry to credit assignment.

01Automatic employment relationship and available margin inquiry
02Robust and customizable credit engine
03Integrated electronic signature
04CCB issuance in regulatory compliance
05Agile Pix disbursement
06Assignment of credit rights to assignee
07Create your own FIDC with QI DTVM

Automatic employment relationship and available margin inquiry

Reduce default risk with employment relationship inquiry in the work card and available margins.

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Robust and customizable credit engine

Customize policies, connect data from any source and make decisions in seconds with our No-Code rules engine.

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Integrated electronic signature

Use QI Tech's electronic signature, QI Sign, for digital credit proposal acceptance and count on Device Scan, facial recognition and proof of life.

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CCB issuance in regulatory compliance

Ensure your operation's documentation, guaranteeing validity and security for credit issuance and transactions. All with your visual identity.

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Agile Pix disbursement

Our proprietary technology allows payments to be made in minutes, 24/7, including holidays and weekends.

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Assignment of credit rights to assignee

Access the capital markets (FIDCs, securitizers and FIs) for assignment of credit rights.

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Create your own FIDC with QI DTVM

Structuring, administration and custody of investment funds. Consigned installment reconciliation is 100% automated for our DTVM's FIDCs.

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New worker credit modality

Why issue worker credit?

  • Lower default risk

    Installments deducted directly from payroll.

  • Fluid and digital journey

    Redirect the customer to the channel they want (WhatsApp, website or self-contracting).

  • Without needing to be a financial institution

    Your fintech or company can offer credit right now.

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Count on a complete partner

We are the only 100% ready Direct Credit Society (SCD) to enable worker credit operations

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Offer worker credit

  • Count on complete financial and regulatory infrastructure
  • Specialized technical and legal support
  • Modular and scalable APIs