Offer integrated insurance in your financial journey
We connect an insurance hub to your digital channel via API, enabling you to offer protection at the right moment — frictionless, with no parallel journeys, and in compliance with SUSEP regulations.
Offer insurance where your customer already is: at checkout
Most insurance offers reach consumers in isolation from the main transaction. Our infrastructure changes this model: by integrating the policy directly into the purchase, credit or payment flow, the contracting happens in a single click, without leaving your app.
Native checkout integration
Insurance is offered at the moment of the transaction, within the partner's own app. The customer opts in and the amount is added to the installment, with no redirects.
Automated financial reconciliation
Each insurer payout is automatically matched against the expected commission, policy by policy. Discrepancies surface in the period they occur, not only at closing, with a statement ready for finance.
API integration 100% proprietary
Infrastructure built from scratch by QI Tech. Flexible configuration, monitoring dashboard and compatibility with any financial services platform.
Data for more assertive offers
Use customers' transactional behavior to structure personalized offers. More relevant insurance converts and retains more.
Insurance that fits your operation
No matter the business model: our infrastructure adapts to your journey and your customers' profiles.
Credit with protection
When issuing a loan or financing, offer credit life insurance in the same contracting flow. The customer protects the installment against unforeseen events without leaving the credit journey.
Insurance at checkout
For platforms offering BNPL or cards, insurance appears as an option at the moment of purchase. One click, no redirect, no friction.
Income protection
Fintechs serving self-employed workers can embed income protection directly in the digital account or in payment receipt flows.
Life insurance with accounts
Digital banks can offer life insurance as a native product within the app, using transactional data to personalize the offer and premium amount.
Multiple coverages
Offer the ideal insurance for your customer
QI offers products for individuals and businesses, with a 100% digital journey integrated into QI Tech's credit and payment operations.
Offer insurance with the level of control that makes sense for you
Plug and Play
Distribute ready-made products to your customer base, with no implementation cost and no operational complexity. You handle the offer and the relationship, QI handles all the structure behind it. Result: commission on every sale.
Orchestration
Choose the insurers and products that make sense for your audience, while QI runs the technology and connects the entire chain. Result: commission plus a share of the technical result.
White Label
Run your own insurance company, with brand, product and pricing under your control, backed by QI Seguradora's regulatory structure. Result: the full technical result under your own brand.
One integration, every insurer
We connect your product to a hub with multiple insurers through a single technical integration. Quoting, issuance, billing, cancellation, and reconciliation all run within the same infrastructure, so you don't need to negotiate or integrate with each insurer separately. Expanding the catalog of available products is our job, not yours.
Go beyond insurance: engage and retain with benefits
QI Tech offers a white-label Benefits Club platform that can be linked or not to insurance products. With it, your customer accesses discounts, cashback and exclusive perks within the app itself, increasing LTV and platform usage frequency.
Experience with your brand's visual identity, automated management via API and flexibility to create campaigns by insured profile or loyalty level.
SUSEP License
In compliance with
SUSEP regulations
QI Seguradora operates with its own license from the Superintendência de Seguros Privados (SUSEP) and follows the current regulatory frameworks for digital insurance distribution. Transparent offerings, right of withdrawal, and simplified cancellation are part of the standard journey.
